Financing Solutions
Business Funding
Capital designed for every stage of growth — from seizing a time-sensitive opportunity to funding a full-scale expansion. We structure business financing around your goals, not a one-size-fits-all template.
Flexible Capital for Ambitious Businesses
Whether you're a startup looking for your first injection of capital or an established company ready to scale, Rock Harbor Funding provides business financing solutions built around your specific situation. We evaluate your business holistically — not just your credit score.
Our business funding programs are designed for speed and flexibility. With loan amounts from $25,000 to $5,000,000 and terms ranging from 1 to 10 years, we can structure a deal that fits your cash flow and growth timeline.
At a Glance
Loan Amounts
$25,000 – $5,000,000
Terms
1 – 10 years
Time to Fund
As fast as 5–7 business days
Collateral
Varies by program
Common Uses
How Businesses Use This Financing
Business Expansion
Open new locations, enter new markets, or scale your operations with capital structured for long-term growth.
Acquisitions
Acquire a competitor, a complementary business, or a book of business with financing tailored to the deal.
Inventory & Operations
Stock up for peak seasons, fulfill large orders, or cover operational costs without straining cash flow.
Debt Refinancing
Consolidate high-interest debt into a single, manageable payment with better terms and lower rates.
Qualifications
General Requirements
Time in Business
6+ months (startups considered case-by-case)
Annual Revenue
$100,000+ preferred
Credit Score
600+ (all credit profiles reviewed)
Documentation
3 months bank statements, basic business info
Requirements are general guidelines. All applications are reviewed individually.
Ready to Fund Your Business?
Apply in minutes. A dedicated advisor reviews your file personally and works to get you the best terms available.
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